What are the Roles of EMV Terminal Certification and EMV Toolkit?

Whenever there is a requirement for implementation of an EMV credit card processing solution, there is an EMV terminal certification process that has to happen. It is vital for the EMV toolkit for the required EMV certification. There are multiple aspects involved; both from the hardware and the software perspective for generating different EMV payment processing scenarios. Based on these scenarios, there is a framework for the different types of EMV credit card terminal certification tests. The tests are entirely different in the case of specific card brands such as contactless Visa cards etc.

There are two concepts involved in EMV certification. To start with, it is essential to ensure that all the operations are carried out successfully by the credit card terminals platform. As all the test results related to the payment card terminal level are tested, it is saved and is known as card logs. Similarly, the data sent to the payment processor is also checked and this information is saved in the form of host log; which is saved by the payment processor. Only when information from both the logs match, a successful transaction is constituted. 

To learn more on the role of EMV toolkit in EMV terminal certification process, go to #Paylosophy website.

Also visit #UniPayGateway to read  brief summary.