Payment Processing Emulators in Payment Gateways

Payment gateway software developers need to consider the idea of implementation a payment processing emulator within a payment system while it helps to improve and simplify the integration process between a payment gateway and numerous third parties (e.g. merchants, retailers). That’s why payment processing emulators are extremely important for payment systems targeted at small and mid-size businesses.

Previously merchants had to develop integration-related functionality on their own, then tested it and finally the results of the tests were reviewed by the specialists (team of the software developers). On the contrary, in modern payment processing systems the exchange of data between merchant and the payment gateway during the integration is performed by the emulator. Consequently, you will get the opportunity of sharing the data with merchants without involving real people.

What is more, modern emulators are able to emulate more complicated operations than just ordinary retail transactions. So additional services supported by payment processing emulators are 3D secure, CSC verification, AVS, card account updater, BIN files, generation/emulation of chargebacks and ACH returns.

This is a very brief explanation of the functions and features of the payment processing emulator. Read a new publication at #UniPayGateway if you are interested in some additional information on this issue. Also you can visit #Paylosophy, payment advice portal.